Home ownership is a fantastic goal and aspiration. Not only providing personal benefits, but also collective benefits to a community, as people take ownership and pride in their piece of dirt and become more invested in their neighbourhood. Whilst much is written about the purchase process (including our own articles), we thought we would share some of the realities and responsibilities that come with the purchase of a house.
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If there is one constant in renovating - it is that plans will constantly change! Some changes are big, some are small, some might save you money, some you might choose yourself, but the end result may mean you need to review and adapt your budget. Watch our latest VLOG to see how to deal with the situation head on by adapting the budget.
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Saving for your first home can be a daunting and overwhelming task. It can be hard to know where to start and how to get to where you want to be. I still remember when we were newly married and set the goal to purchase our first home. It took my complete focus - from when we created our plan, until we signed the contract for that home. It was something we really wanted, so we prioritised our finances and focused on this goal.
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Part 3 of our ‘Dollars and Sense’ budgeting series is all about allocating your budget. In this video we explain how we go from setting our budget, to allocating it. Removing the guesswork, to make sure it is realistic and setting your budget up for a win.
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In Part Two of our ‘Dollars and Sense’ budgeting series, we share our strategy for setting our overall project budget for a renovation. This can and may vary widely depending on the state of your house, its location and the scope of your plans.
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